FundedNext Review & Ratings 2025

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Risk Warning: Trading should only be done with risk capital

Want to trade $100K to millions but not put your own money at risk? FundedNext is an established brand redefining prop trading, giving traders up to 95% profit splits, 15% grading payouts, and same day funding on several platforms. In this FundedNext review, we will have a look at its challenge models, rules, payouts, and scaling options to learn if that is what you are looking for in 2025. With flexible programs and rapid withdrawals— this guide will help you sense: Is FundedNext worth it? Let’s dive in.

🛠️ 1. What is FundedNext?

FundedNext FundedNext is a prop trading firm that provides traders with access to simulated funded accounts ranging from $300,000 – $4 millions in capital (depending on program). Traders pass evaluation challenges and, if successful, are given access to funded accounts with profit sharing.

Supporting numerous platforms and asset classes, including CFDs (i.e MT4/MT5/cTrader/Match-Trader) and Futures (on NinjaTrader, Tradovate, TradingView), they suggest a profit share of up to 95% (15% in challenge phases). Payouts are guaranteed within 24 hours, with financial penalties if funds are late.

Also worth noting—FundedNext does offer a Free Trial, perfect if you want to test the waters without committing any capital right away. That’s a great opportunity for beginners or anyone curious about their system.

🏁 2. Challenge & Funding Models

They provide a few challenge tracks for CFDs and Futures:

A. Stellar 2-Step Challenge (CFD )

The Stellar 2-Step Challenge is the most popular model at FundedNext. For traders who look for balanced rules with a straightforward path to a funded account, it’s a good choice.

✅ Phase 1 Target:

In Phase 1, you need to reach 8% profit. This is your first task to prove trading skill.

✅ Phase 2 Target:

The second phase calls for a 5% profit target when you beat Phase 1. It’s a little easier than Phase 1 and validates your consistency.

🚫 Loss Rules:

Maximum Daily Loss: 5% of the day's starting account equity. That includes realized and unrealized losses.

Maximum Aggregate Loss: up to 10% of account size. Go over on either and you’ll lose the challenge.

These rules apply strictly. There's no flexibility. Living within them is key.

📅 Minimum Trading Days:

You have to trade for a minimum of 5 days per phase. This rule ensures you're not achieving targets with just one or two big trades.

💵 Fees & Refunds:

Fees for challenges differ depending on account size.

Example:

$59 for a $6,000 account

$999 for a $200,000 account

The better news: If you clear both stages, your entire fee is returned to you. You will also receive a 15% profits share of all made profits during the challenge, and from the related phases of the sales funnel.

Good news for AtoZ Markets readers. Use code ATOZFN, when signing up with FundedNext to get a 110% Reward Bonus on your first purchase

💰 Withdrawals:

Initial cash back is available 21 days after being funded. From then on, regular profits can be withdrawn. Funded traders can receive a profit split of up to 95%.

📈 Trading Conditions:

News Trading: It's allowed. However, profits made within 5 minutes before or after high-impact news may be subject to a 40% split.

Weekend Holding: Allowed. It is possible to hold positions over the weekend.

Expert Advisors (EAs): Allowed, provided they are custom-made and part of your strategy.

• You are also not permitted to copy trade or mirror multiple accounts.

The Stellar 2-Step Challenge is perfect for the trader who prefers a blend of flexibility and structure. It’s suitable for active traders, as long as you can restrict yourself to reasonable targets, manageable rules, and rewarding payouts.

B. Stellar 1-Step Challenge (CFD)

The Stellar 1-Step Challenge is an option for more experienced traders. With only one evaluation phase, the rules are stricter—but the rewards are bigger.

🎯 Profit Target:

You have to make a 10% profit in just one evaluation cycle. No second phase. No retest. Just one clear goal.

🚫 Drawdown Rules:

Max Loss/Day: 3% of the starting balance.

Max Overall Loss: 6% overall.

These are stricter than the steps of the 2-Step model. You need to control risk very smartly.

📅 Minimum Trading Days:

Just 2 trading days required. You could pass the challenge in as little as 48 hours, if goals are met. Perfect for traders who are active every day.

💵 Fees & Refunds:

Fees are based on account size. But still 100% refundable upon your completion of the challenge. You also get a 15% profit share on any earnings generated during the challenge.

💰 Withdrawals & Payout:

First withdrawal allowed 21 days after funding. Funded traders can earn up to 95% profit split

📈 Trading Features:

News Trade: Yes, but profits that are generated in the first 5 minutes of a major news be subject to 40% profit splitting in only FundedNext phase not in challenge phase.

Weekend Holding: Permitted.

EAs: Permitted, but it should be bespoke and be used responsibly.

• No account mirroring or switching between manual and automated methods.

The Stellar 1-Step Challenge is quick and lucrative, but it demands precision and discipline.

C. Stellar Lite (CFD)

The Stellar Lite Challenge is the least expensive offered by FundedNext. It’s intended for new traders or those who want to test drive their trading strategies with relatively low financial risk.

💵 Fees:

Entry fees begin at $32 for a challenge account of $5,000. You can also get larger accounts for a little bit more money. Both phases carry a full refund of the fees upon successful completion of the program.

🎯 Profit Targets:

Phase 1: Reach an 8% profit

Phase 2: Then hit a 4% profit

These are reasonable goals—great for swing or position traders.

🚫 Drawdown Rules:

Maximum Daily Loss: 4%

Maximum Total Loss: 8%

These limits are modest — not as relaxed as the 2-Step, not as strict as the 1-Step.

📅 Minimum Trading Days:

You will need at least 5 different trading days. This fosters a gradual, steady trading behavior instead of winning big once and then frittering money away on a sequence of losing trades.

💰 Payout Terms:

After getting funded, you can share 95% profit split. It also offers the rare 15% profit share from the challenge phase. First withdrawal is possible only after 21 days.

📈 Trading Features:

News Trading: Yes, it's allowed, but the 40% profit share cut on high volatility news applies in FundedNext phase.

Weekend Holding: Permitted.

EAs and Indicators: Yes, provided you use your own EAs or indicators.

•  No strategy or cross-account copying is allowed.

So, Stellar Lite Is a great plan for anyone who’d like to start small and go big. With low rates, achievable goals, and full payout functionality, it’s an affordable option to step into the FundedNext system. Great for beginners, swing traders or anyone that wants to give prop trading a shot without a large upfront commitment.

D. Stellar Instant Model 

The Stellar Instant Model is officially live, and it’s more than just another trading model—it’s a complete shift in how prop trading works. Designed for speed, freedom, and full control, this model eliminates the traditional barriers that slow traders down. There are no challenges to pass, no waiting periods, and no rigid rules to follow. From the moment you sign up, you get direct access to a funded account, allowing you to trade on your terms. It’s a streamlined, trader-first approach that puts you in the driver’s seat from day one.

Here’s what sets it apart:

• No consistency rules
• No daily loss limits
• No minimum trading days
• No required stop-loss
• No maximum withdrawal limit
• No restrictions on news trading

Trade how you want, when you want.

Account Types 

Three account sizes are available:
Start with $5K for $195
Upgrade to $10K for $399
Or go bigger with $20K for $780

All accounts have a 6% maximum loss limit

Profit targets are fixed at 10% per level. Payouts come with a performance reward split of up to 80%. You’re paid on a 14-day cycle. Need a payout sooner? On-demand performance rewards are available.

Whether you trade on MT4 or MT5, setup is instant. 

E. FundedNext Futures Program

The Futures Program is the latest product at FundedNext, for the traders who focus specifically on futures markets. This program is unique for its flexible terms and lack of time pressure.

⏳ No Time Limits:

Unlike other CFD challenges, the Futures Program does not have time limits to complete the challenge. You can take all the time you want to hit targets and pass.

💵 Account Sizes & Fees:

Example pricing:

$25,000 account costs $129

$100,000 account costs $449

Charges are one time, without activation and monthly recurring charges.

🎯 Take Profit & Stop Loss:

In this program, targets and limits are set in dollar amounts rather than percentages.

For instance, the $25,000 account needs:

Profit target: $1,250

Daily loss limit: $600

Maximum loss limit: $1,250

The $100,000 account has the following needs:

Profit target: $6,000

Daily loss limit: $2,400

Maximum loss limit: $3,000

📊 Profit Split:

During the challenge phase, you have your 15% profit share. Once funded, the revenue shares increase up to 95%.

💰 Withdrawals:

Funded traders are eligible to request a first withdrawal from the trading account in as little as 5 days after funding. This speed is much faster than that of CFD cases.

⚖️ Consistency Rule:

A 40% consistency rule is applied. This requires that traders maintain a solid, stable profitability during their trading.

📈 Platforms Supported:

• Tradovate

• NinjaTrader

• TradingView

In short, the Futures Program is ideal for futures traders who want flexibility and low pressure during the challenge. With reasonable fees, transparent dollar-based goals, quick payouts, and a lucrative profit split, this program gives you access to serious futures trading capital.

💰 3. Payout Structure & Scaling

Challenge Phase Payouts:

While you are still in the evaluation (challenge) phase, FundedNext offers a 15% profit share on any profits you generate. It's a unique benefit which provides a trader with the opportunity to earn money even before they're being funded.

Funded Account Payouts:

Once funded, the standard profit split starts at 80% for the trader / 20% for FundedNext. But traders can juice their splits with add-ons and performance, going as high as 90/10 or even 95/5 in their favor. This allows you to retain most of your profits.

Withdrawal Timing:

The timing of the first withdrawal depends on the challenge schedule:

If funding the Stellar 1-Step Challenge, withdrawals can begin 5 days after funding.

On other plans, e.g 2-Step Stellar and Stellar Lite the 1st withdrawal is possible between 14 and 28 days.

Payouts are usually quick after the first withdrawal, with FundedNext claiming to process payouts within 24 hours.

Scaling Opportunities:

FundedNext gives traders the opportunity to escalate their capital drastically once they have proven whey can make money consistently.

Traders can scale their trading account up to 4 times the size, which at its maximum, means they would be trading up to $4 Million.

To be eligible for scaling, traders must:

• Achieve 10% account growth
• Complete 2 successful payouts within a 4-month period.

This fractionary scaling model encourages responsible trading, rewards ability, and perseverance.

In short, FundedNext’s payout and scaling system is designed to reward traders both early and over the long term.

🔧 4. Rules, Technology & Tools

Platforms: MT4/5, cTrader, Match‑Trader, NinjaTrader, Tradovate, TradingView

EAs and copy trading: Permitted with custom set‑ups; no cross‑account copying

News trading: News trading is allowed in all Challenge phases for Stellar 1-Step, Stellar 2-Step, and Stellar Lite programs. There are no profit split restrictions during the Challenge phase - the 40% profit reduction rule only applies to FundedNext Accounts, not Challenge Accounts.

News trading has no restrictions whatsoever in both Challenge and FundedNext Accounts for Futures

Weekend Holding: Weekend holds are allowed in CFD trading with FundedNext across all our account models and programs.

FundedNext Futures does not allow overnight or weekend trade holding. All positions must be closed daily by 3:10 PM CT / 1:10 AM GMT+3. Any remaining positions are automatically closed. Trading resumes at 5:00 PM CT / 3:00 AM GMT+3.

Trade manager tool: Real‑time metrics and order controls.

✅ 5. Pros — Where They Shine

Fast payouts: A large number of Trustpilot users say they receive the money within 24 hours— some within 3 hours.

Fair profit sharing: Max pay-out of 95%, extraordinary amounts can be reached by earning during evaluation contests.

Refundable fees: Challenge fee refunded after passing.

Multiple program types: Caters to both fast-paced and patient traders.

Scaling opportunities: Transparent system to grow funded capital.

Good customer reviews: Trustpilot has impressive overall ratings (~4.6-4.7), 

Active community & support: 24/7 chat, live Discord, AI assistants; many say support is very responsive.

⚠️ 6. Cons — Red Flags & Complaints

Strict Rules: FundedNext has strict rules. Strict trading rules can be challenging for some traders, especially those who prefer a more flexible approach. 

Country restrictions: FundedNext’s CFDs trading platform is not accessible to residents or nationals of the following countries:

Bangladesh, North Korea, Syria, the United States, American Samoa, Puerto Rico, Grenada, Chad, Malaysia, Belize, Antigua and Barbuda, Cape Verde, Tuvalu, Vietnam, Bouvet Island, Burundi, Cook Islands, Eritrea, Comoros, Sri Lanka, and Fiji are not able to access FundedNext's trading platform.

For Futures Trading: FundedNext Futures services are not available to residents or nationals of the following countries:

Afghanistan, Iran, Democratic Republic of the Congo, Antigua and Barbuda, Iraq, Cook Islands, Bangladesh, North Korea, Cuba, Bouvet Island, Laos, Eritrea, Belize, Lebanon, Fiji, Myanmar, Libya, Grenada, Burundi, Malaysia, Sudan, Belarus, Mali, Syria, Cape Verde, Russian Federation, Tuvalu, Sri Lanka, Vietnam, Ukraine, Chad, Somalia, Venezuela, Comoros, South Sudan, Yemen.

📈 7. Who It's For

Best for:

Traders looking for quick payments, high profit-sharing, and challenge-phase prizes.

Traders who like strict risk management and strict trading rules.

🧭 8. Recommendations

Test Small: Start with a lower-tier test to test platform reliability.

Record Issues: Document executions, slippage, and communication diligently.

Legality: Check legality: Confirm if FundedNext is accessible in your country and asset preferences (e.g. Futures).

Join the Community: Utilize Discord and Forums to build a network and validate firm tactics during trading day.

🔚 Conclusion 

FundedNext offers exciting opportunities for traders who want to access large capital with minimal upfront risk. With up to 95% profit splits, fast payouts, and various funding models, it suits many trading styles.

The platform supports multiple terminals like MT4, cTrader, and NinjaTrader—giving flexibility to both CFD and Futures traders. Challenge rules are clear, but strict. Discipline is key.

Profit sharing during the challenge phase is a big plus. So is the scaling model that can take you up to $4 million. 

Bottom line: FundedNext is a solid and well-established prop firm —but start small, stay alert, and test everything.